Letter to the Editor: Obamacare not perfect, but it does help people

Editor:

For those whose faith is grounded in the Judeo-Christian tradition, this Advent season seeks preparation for the light of peace and good will into a dark and sinful world.

Consider that “anyone who has two shirts should share with the one who has none.”  Let us save the argument over who has “earned” help and who has not for another time.

For 2016, the health care law mandates that every American legal resident have health insurance coverage. For myself, retired after 38 years teaching in Virginia public schools, I face 2016 without health coverage. The majority in the General Assembly have refused billions in medical funds for those who have none. I am glad that they all sleep soundly knowing that Virginia taxpayers pay for their gold standard plans. So, for those in Virginia with none, we seek coverage through the Affordable Care Act (Obamacare).

For an individual who earns between $12 and $20,000 annually, complete health care is offered for a monthly premium of around $60 with a $200 deductible — from insurers that include Anthem, Optima, Inova and United Health Care. Like cell phones, cable and car payments, health care requires a monthly budget.

Health care costs under the marketplace are progressive; the higher the income, the greater the payment percentage. It is far from a perfect system. The call center and Health Care.gov can be frustrating with long wait times. Nevertheless, for many of our neighbors with few monetary resources, it provides them with a doctor’s care that most people just take for granted.

Isn’t it ironic that all the health care revenue generated by the medical and insurance giants leave many who actually provide this care with a part-time income that leaves them without any insurance protection for themselves? So this is the season for reflection and good will for all, time to repent and embrace the common welfare. Merry Christmas.

Scott Terndrup, Strasburg

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