Income tax tips, Part 2

If you saw my last blog, you know that there are many changes this year that taxpayers need to know as they complete their 2010 returns. Here are some more things you should know about in order to take advantage of all available credits and pay the lowest allowable tax:

'Tis the season for tax tips

Each year at this time people are busy gathering their records to prepare yet another income tax return. This year (2009) in particular, there are a number of specific items taxpayers should check into to be sure they are taking advantage of all available credits and paying the lowest allowable tax.

A financial checkup for the new year

The beginning of a new year is a great time to evaluate your family's financial health.

A healthy family shares family traditions

The "season to be jolly" is a time for family traditions. But healthy families don't save their rituals and sharing just for November and December. Healthy families use traditions all through the year to maintain a sense of belonging.

Debt proof your holidays

Holiday displays that appear in stores in early fall always bother me. It seems too soon to be thinking about December before I've enjoyed my Thanksgiving turkey! But one thing about the holidays that is never too early to discuss - your holiday spending plan.

A healthy family shares responsibility

Raising responsible children is one of the hardest jobs of parenting. Think about it. Is it easier to let children get by without doing chores or to deal with the complaining about the chores?

Preparedness starts today!

A hurricane ... a flood ... a fire ... a tornado ... a flu pandemic ... a terrorist attack. What do these disasters have in common? Whether the disaster occurs naturally or is caused by human actions, many families are not prepared to "weather the storm." During National Preparedness Month (September), emergency officials have a question for you - Are you ready?

Tame the "vampire" in your house

Did you know that many of your household appliances use some power even when they are off? Nicknamed "vampire" power or "phantom" load, this power drain can account for 10% to 15% of your monthly electric bill. If you normally...

Stick to your budget!

Have you ever said to yourself, "What good does a budget do me, if I can't stick to it?" If so, you are not alone. Many people find that developing a written spending and savings plan is a lot easier than actually following it.

A healthy family plans time together

When was the last time your family did something fun together? If you can't remember, you are not alone.